CLEAR FOCUS

BIG Investment Services does not strive to be all things to all people. Our approach is not to make you rich but to try to keep you from being poor. Taking such a conservative approach is not right for everyone but we believe it has served our firm and our clients well over the years.

TACTICAL

Make no mistake, conservative does not mean buy and hold at BIG. Our investment philosophy is a tactical one that shifts with given market conditions. Once we have determined the proper balance between your risk tolerance and your need for growth, we allocate your money to meet those parameters. Now within those parameters, we take a tactical approach.

Let's say for example that you have a conservative of allocation with a recommended allocation of 75% cash and bonds and 25% stock. From that starting point we will make tactical shifts on an ongoing basis. If the market has moved up and is doing exceptionally well, we may start posturing for a pull back. In that scenario we may shift from 75/25 bonds and stock to 80/20. And transversely, if the market has a significant decline, we may add more to the market so as to take advantage of a potential rebound but not so much that it takes you out of your comfort zone in regards to risk.

SCALABLE

This sounds like a lot to keep track of, so how exactly do we accomplish this? Two ways; First and foremost is through a discretionary management platform run by the President of BIG, David Boothe. With this platform, we at BIG Investment Services are responsible for managing your money not a third-party money manager. Unlike a lot of programs where the financial advisor is an intermediary between the client and third party portfolio management, at BIG Investment Services, it is one and the same. We do not maintain a single discretionary or fee based account that is contracted out to private money managers. All of our fee based and discretionary management is done in-house. In this way, when you have a question or concern, you can ask and we can answer.

PURPOSEFUL SERVICE

So what about non-discretionary accounts? We have a rigorous 6-month review program. Modeled after many dental practices, our clients have their next appointment scheduled before they leave our office. This helps us to stay on top of all our accounts, to make adjustments on a regular basis, stay up to date with changes taking place in our clients lives, review their company retirement plans and address anything else that may be pertinent. The review schedule applies to accounts managed on both a discretionary and non-discretionary basis but for non-discretionary accounts in particular; it gives you the knowledge that your account is being reviewed on a regular basis.

MONEY IS ONLY A MEANS TO AN END

We believe that the market will generally beat active management over the long run. But we are not trying to make more money than the market at BIG, we are trying to help you reach and stay comfortable in retirement, address the succession planning needs of your practice or business, send your children to college or get that RV or vacation home that you've always wanted while trying to be mindful of the level of risk that you are comfortable in taking to get there.

MONEY ALIGNED WITH YOUR LIFE

If your goal is to get rich picking hot stocks, BIG Investment Services is not the firm for you. If however, you're interested in pursuing your short and long term financial goals at a pace that you should be comfortable with even when the markets are struggling, then consider giving us a call to schedule your initial consultation.

Advisory programs are not designed for excessively traded or inactive accounts and are not suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for these programs is between $25,000 and $200,000.